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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,862 | $175,259-93.2% | $149,723-92.1% | $139,487-91.5% |
| Participation rate | 94.1% | 83.4%+10.7pp | 78.8%+15.3pp | 80.3%+13.8pp |
| Annual return | 19.63% | 166.82%-147.2pp | 134.50%-114.9pp | 373.84%-354.2pp |
| Employer contribution / active EE | $2,185 | $5,478-60.1% | $4,821-54.7% | $4,755-54.0% |
| Participant deferral / active EE | $6,453 | $6,522-1.1% | $5,682+13.6% | $6,713-3.9% |
| Admin fee / account holder | $4,372 | $16,158-72.9% | $13,215-66.9% | $11,407-61.7% |