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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,872 | $181,896-59.9% | $156,551-53.5% | $273,972-73.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.34% | 30.74%-23.4pp | 32.23%-24.9pp | 41.46%-34.1pp |
| Employer contribution / active EE | $11,077 | $6,248+77.3% | $5,501+101.3% | $4,869+127.5% |
| Participant deferral / active EE | $6,073 | $5,550+9.4% | $4,871+24.7% | $5,287+14.9% |
| Admin fee / account holder | $2,114 | $15,560-86.4% | $13,028-83.8% | $10,133-79.1% |