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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,080 | $180,459-43.4% | $154,108-33.8% | $135,380-24.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -3.02% | 888.21%-891.2pp | 735.21%-738.2pp | 519.81%-522.8pp |
| Employer contribution / active EE | $39,554 | $6,035+555.4% | $5,298+646.7% | $4,779+727.7% |
| Participant deferral / active EE | $26,233 | $5,806+351.8% | $5,081+416.3% | $5,609+367.7% |
| Admin fee / account holder | $2,405 | $16,145-85.1% | $13,411-82.1% | $10,828-77.8% |