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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,550 | $63,346+20.8% | $92,240-17.0% | $70,126+9.2% |
| Participation rate | 81.4% | 68.7%+12.7pp | 76.5%+4.9pp | 69.5%+11.9pp |
| Annual return | 11.97% | 530.19%-518.2pp | 176.29%-164.3pp | 73.15%-61.2pp |
| Employer contribution / active EE | $2,751 | $2,471+11.3% | $3,680-25.2% | $2,343+17.4% |
| Participant deferral / active EE | $5,251 | $2,854+84.0% | $3,897+34.7% | $3,332+57.6% |
| Admin fee / account holder | $1,426 | $3,841-62.9% | $5,194-72.5% | $4,645-69.3% |