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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,629 | $175,231-3.2% | $149,696+13.3% | $139,466+21.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.85% | 166.77%-147.9pp | 134.46%-115.6pp | 373.66%-354.8pp |
| Employer contribution / active EE | $12,286 | $5,478+124.3% | $4,821+154.8% | $4,754+158.4% |
| Participant deferral / active EE | $9,772 | $6,521+49.8% | $5,682+72.0% | $6,712+45.6% |
| Admin fee / account holder | $308 | $16,155-98.1% | $13,212-97.7% | $11,409-97.3% |