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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,422 | $162,821+66.1% | $133,978+101.8% | $158,982+70.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 7.18% | 41.95%-34.8pp | 45.10%-37.9pp | 302.99%-295.8pp |
| Employer contribution / active EE | $5,139 | $4,976+3.3% | $3,919+31.1% | $4,763+7.9% |
| Participant deferral / active EE | $3,870 | $5,910-34.5% | $5,047-23.3% | $5,983-35.3% |
| Admin fee / account holder | $71,287 | $11,742+507.1% | $8,930+698.3% | $11,252+533.6% |