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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,429 | $95,917+43.3% | $79,583+72.7% | $134,545+2.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -28.55% | -2.70%-25.8pp | 0.16%-28.7pp | 418.37%-446.9pp |
| Employer contribution / active EE | $2,192 | $3,129-29.9% | $2,414-9.2% | $4,742-53.8% |
| Participant deferral / active EE | $6,760 | $4,694+44.0% | $3,986+69.6% | $6,401+5.6% |
| Admin fee / account holder | $1,517 | $9,132-83.4% | $6,835-77.8% | $11,431-86.7% |