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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,074 | $176,105-68.2% | $159,474-64.8% | $167,536-66.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 20.51% | 331.91%-311.4pp | 263.68%-243.2pp | 478.82%-458.3pp |
| Employer contribution / active EE | $3,915 | $5,299-26.1% | $4,831-19.0% | $4,839-19.1% |
| Participant deferral / active EE | $19,651 | $7,751+153.5% | $7,353+167.2% | $6,342+209.8% |
| Admin fee / account holder | $1,926 | $12,559-84.7% | $10,802-82.2% | $12,315-84.4% |