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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,831 | $73,8480% | $143,799-48.7% | $68,486+7.8% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -21.53% | 0.91%-22.4pp | -0.04%-21.5pp | -7.85%-13.7pp |
| Employer contribution / active EE | $1,922 | $3,184-39.6% | $4,952-61.2% | $2,597-26.0% |
| Participant deferral / active EE | $3,789 | $3,385+11.9% | $5,638-32.8% | $4,028-5.9% |
| Admin fee / account holder | $893 | $5,755-84.5% | $14,677-93.9% | $5,404-83.5% |