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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,153 | $94,529-45.9% | $140,019-63.5% | $64,173-20.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -17.10% | 7.77%-24.9pp | 651.17%-668.3pp | 7.63%-24.7pp |
| Employer contribution / active EE | $4,816 | $3,812+26.3% | $5,605-14.1% | $2,381+102.3% |
| Participant deferral / active EE | $10,336 | $5,250+96.9% | $6,927+49.2% | $3,470+197.9% |
| Admin fee / account holder | $2,408 | $6,741-64.3% | $10,705-77.5% | $4,887-50.7% |