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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,402 | $107,368-17.7% | $92,915-4.9% | $152,909-42.2% |
| Participation rate | 50.0% | 79.8%-29.8pp | 76.0%-26.0pp | 82.5%-32.5pp |
| Annual return | 176.69% | 145.64%+31.0pp | 109.45%+67.2pp | 345.46%-168.8pp |
| Employer contribution / active EE | $3,202 | $4,222-24.2% | $3,653-12.3% | $4,764-32.8% |
| Participant deferral / active EE | $4,459 | $4,848-8.0% | $4,238+5.2% | $5,851-23.8% |
| Admin fee / account holder | $147 | $7,082-97.9% | $5,796-97.5% | $11,601-98.7% |