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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,576 | $217,432-50.5% | $185,849-42.1% | $167,536-35.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 10.52% | 148.42%-137.9pp | 122.10%-111.6pp | 478.82%-468.3pp |
| Employer contribution / active EE | $785 | $5,875-86.6% | $5,169-84.8% | $4,839-83.8% |
| Participant deferral / active EE | $5,752 | $6,357-9.5% | $5,569+3.3% | $6,342-9.3% |
| Admin fee / account holder | $41,489 | $19,818+109.3% | $16,244+155.4% | $12,315+236.9% |