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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,125 | $165,381-14.7% | $149,730-5.7% | $158,966-11.2% |
| Participation rate | 87.5% | 84.6%+2.9pp | 82.5%+5.0pp | 82.0%+5.5pp |
| Annual return | 18.10% | 348.29%-330.2pp | 276.70%-258.6pp | 302.95%-284.9pp |
| Employer contribution / active EE | $8,117 | $5,104+59.0% | $4,645+74.7% | $4,762+70.4% |
| Participant deferral / active EE | $11,560 | $7,182+61.0% | $6,843+68.9% | $5,983+93.2% |
| Admin fee / account holder | $337 | $10,809-96.9% | $9,310-96.4% | $11,250-97.0% |