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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,574 | $86,701-11.7% | $73,309+4.5% | $125,389-38.9% |
| Participation rate | 10.0% | 78.6%-68.6pp | 74.9%-64.9pp | 83.2%-73.2pp |
| Annual return | -2.91% | 2.78%-5.7pp | 5.67%-8.6pp | 282.24%-285.2pp |
| Employer contribution / active EE | $500 | $4,152-88.0% | $3,237-84.6% | $4,866-89.7% |
| Participant deferral / active EE | $1,800 | $5,549-67.6% | $4,991-63.9% | $5,352-66.4% |
| Admin fee / account holder | $5,335 | $7,768-31.3% | $5,635-5.3% | $9,541-44.1% |