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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,638 | $138,102-58.3% | $125,381-54.0% | $134,532-57.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.36% | 750.73%-768.1pp | 572.31%-589.7pp | 418.27%-435.6pp |
| Employer contribution / active EE | $3,826 | $5,245-27.1% | $4,815-20.5% | $4,741-19.3% |
| Participant deferral / active EE | $10,985 | $7,801+40.8% | $7,448+47.5% | $6,401+71.6% |
| Admin fee / account holder | $1,859 | $11,568-83.9% | $10,007-81.4% | $11,429-83.7% |