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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,087 | $175,231-40.6% | $149,696-30.5% | $139,466-25.4% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 15.12% | 166.77%-151.7pp | 134.46%-119.3pp | 373.66%-358.5pp |
| Employer contribution / active EE | $1,604 | $5,478-70.7% | $4,821-66.7% | $4,754-66.3% |
| Participant deferral / active EE | $4,886 | $6,521-25.1% | $5,682-14.0% | $6,712-27.2% |
| Admin fee / account holder | $2,402 | $16,155-85.1% | $13,212-81.8% | $11,409-78.9% |