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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,297 | $103,949-75.7% | $69,182-63.4% | $273,972-90.8% |
| Participation rate | 100.0% | 67.4%+32.6pp | 55.1%+44.9pp | 83.0%+17.0pp |
| Annual return | 10.37% | 35.28%-24.9pp | -21.93%+32.3pp | 41.46%-31.1pp |
| Employer contribution / active EE | $823 | $1,783-53.8% | $1,206-31.7% | $4,869-83.1% |
| Participant deferral / active EE | $9,844 | $2,716+262.4% | $1,897+418.9% | $5,287+86.2% |
| Admin fee / account holder | $942 | $3,671-74.3% | $2,697-65.1% | $10,133-90.7% |