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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,237 | $150,446-47.3% | $136,297-41.9% | $147,585-46.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 17.67% | 1049.14%-1031.5pp | 5156.19%-5138.5pp | 578.58%-560.9pp |
| Employer contribution / active EE | $9,289 | $5,256+76.7% | $4,696+97.8% | $4,876+90.5% |
| Participant deferral / active EE | $12,264 | $6,631+85.0% | $6,247+96.3% | $5,439+125.5% |
| Admin fee / account holder | $5,829 | $10,906-46.6% | $9,244-36.9% | $10,886-46.5% |