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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,208 | $76,785-80.2% | $56,441-73.1% | $145,959-89.6% |
| Participation rate | 22.2% | 63.2%-41.0pp | 52.5%-30.3pp | 80.3%-58.1pp |
| Annual return | 6.22% | 3000.51%-2994.3pp | 1704.21%-1698.0pp | 561.95%-555.7pp |
| Employer contribution / active EE | $75 | $1,381-94.6% | $1,039-92.8% | $4,661-98.4% |
| Participant deferral / active EE | $575 | $2,624-78.1% | $1,953-70.6% | $6,689-91.4% |
| Admin fee / account holder | $9,585 | $3,334+187.5% | $2,829+238.8% | $13,398-28.5% |