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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,208 | $76,519-80.1% | $56,025-72.9% | $145,897-89.6% |
| Participation rate | 22.2% | 63.2%-41.0pp | 52.5%-30.3pp | 80.3%-58.1pp |
| Annual return | 6.22% | 3017.03%-3010.8pp | 1712.69%-1706.5pp | 552.29%-546.1pp |
| Employer contribution / active EE | $75 | $1,383-94.6% | $1,042-92.8% | $4,663-98.4% |
| Participant deferral / active EE | $575 | $2,624-78.1% | $1,955-70.6% | $6,689-91.4% |
| Admin fee / account holder | $9,585 | $3,331+187.8% | $2,828+238.9% | $13,390-28.4% |