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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,185 | $76,551-84.1% | $123,894-90.2% | $62,881-80.6% |
| Participation rate | 72.4% | 73.0%-0.6pp | 81.4%-9.0pp | 69.3%+3.1pp |
| Annual return | 7.38% | 18.68%-11.3pp | 47.52%-40.1pp | 20.14%-12.8pp |
| Employer contribution / active EE | $2,775 | $2,882-3.7% | $4,617-39.9% | $2,281+21.6% |
| Participant deferral / active EE | $2,577 | $4,840-46.7% | $5,984-56.9% | $3,203-19.5% |
| Admin fee / account holder | $407 | $4,826-91.6% | $8,357-95.1% | $4,296-90.5% |