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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,358 | $102,696+59.1% | $86,235+89.4% | $139,487+17.1% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.0%+6.0pp | 80.3%-5.3pp |
| Annual return | 20.01% | 1925.91%-1905.9pp | 1170.03%-1150.0pp | 373.84%-353.8pp |
| Employer contribution / active EE | $4,482 | $3,034+47.7% | $2,381+88.2% | $4,755-5.7% |
| Participant deferral / active EE | $12,564 | $4,679+168.5% | $3,987+215.1% | $6,713+87.2% |
| Admin fee / account holder | $2,987 | $8,667-65.5% | $6,856-56.4% | $11,407-73.8% |