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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,192 | $54,541-52.0% | $78,778-66.8% | $70,124-62.6% |
| Participation rate | 61.1% | 60.8%+0.3pp | 69.2%-8.1pp | 69.5%-8.4pp |
| Annual return | 47.25% | 21.07%+26.2pp | 35.62%+11.6pp | 73.14%-25.9pp |
| Employer contribution / active EE | $1,763 | $1,089+62.0% | $1,986-11.2% | $2,342-24.7% |
| Participant deferral / active EE | $2,944 | $2,210+33.2% | $2,958-0.5% | $3,332-11.7% |
| Admin fee / account holder | $6,582 | $3,709+77.5% | $5,134+28.2% | $4,645+41.7% |