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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,542 | $150,446-78.4% | $136,297-76.1% | $147,585-78.0% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 18.53% | 1049.14%-1030.6pp | 5156.19%-5137.7pp | 578.58%-560.1pp |
| Employer contribution / active EE | $2,169 | $5,256-58.7% | $4,696-53.8% | $4,876-55.5% |
| Participant deferral / active EE | $3,640 | $6,631-45.1% | $6,247-41.7% | $5,439-33.1% |
| Admin fee / account holder | $461 | $10,906-95.8% | $9,244-95.0% | $10,886-95.8% |