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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,547 | $71,878-38.0% | $86,698-48.6% | $68,486-35.0% |
| Participation rate | 61.9% | 72.2%-10.3pp | 76.6%-14.7pp | 67.9%-6.0pp |
| Annual return | -9.64% | 3.53%-13.2pp | 35.95%-45.6pp | -7.85%-1.8pp |
| Employer contribution / active EE | $1,462 | $2,173-32.7% | $2,837-48.5% | $2,597-43.7% |
| Participant deferral / active EE | $3,399 | $3,779-10.1% | $4,656-27.0% | $4,028-15.6% |
| Admin fee / account holder | $2,047 | $6,113-66.5% | $7,493-72.7% | $5,404-62.1% |