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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,436 | $106,005-78.8% | $92,239-75.7% | $147,585-84.8% |
| Participation rate | 60.0% | 80.4%-20.4pp | 76.5%-16.5pp | 82.8%-22.8pp |
| Annual return | 27.23% | 50.05%-22.8pp | 176.29%-149.1pp | 578.58%-551.4pp |
| Employer contribution / active EE | $2,739 | $4,333-36.8% | $3,680-25.6% | $4,876-43.8% |
| Participant deferral / active EE | $6,263 | $4,478+39.9% | $3,897+60.7% | $5,439+15.2% |
| Admin fee / account holder | $32 | $6,333-99.5% | $5,194-99.4% | $10,886-99.7% |