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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,831 | $79,181-27.0% | $102,423-43.5% | $74,429-22.3% |
| Participation rate | 92.9% | 74.8%+18.2pp | 76.5%+16.4pp | 67.2%+25.7pp |
| Annual return | 75.52% | 54.97%+20.5pp | 29.42%+46.1pp | 1368.38%-1292.9pp |
| Employer contribution / active EE | $1,550 | $2,362-34.4% | $3,023-48.7% | $2,625-40.9% |
| Participant deferral / active EE | $10,484 | $4,416+137.4% | $5,054+107.4% | $4,348+141.1% |
| Admin fee / account holder | $3,595 | $2,002+79.6% | $9,455-62.0% | $1,944+84.9% |