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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,245 | $131,835-33.8% | $108,582-19.7% | $273,972-68.2% |
| Participation rate | 60.0% | 83.5%-23.5pp | 79.6%-19.6pp | 83.0%-23.0pp |
| Annual return | 8.97% | -91.57%+100.5pp | -51.70%+60.7pp | 41.46%-32.5pp |
| Employer contribution / active EE | $1,303 | $4,913-73.5% | $3,758-65.3% | $4,869-73.2% |
| Participant deferral / active EE | $8,915 | $5,127+73.9% | $4,311+106.8% | $5,287+68.6% |
| Admin fee / account holder | $45 | $10,253-99.6% | $7,645-99.4% | $10,133-99.6% |