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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,649 | $93,064-88.6% | $74,577-85.7% | $273,972-96.1% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 6.69% | 26.18%-19.5pp | 20.47%-13.8pp | 41.46%-34.8pp |
| Employer contribution / active EE | $4,003 | $3,160+26.7% | $2,525+58.5% | $4,869-17.8% |
| Participant deferral / active EE | $4,541 | $4,160+9.1% | $3,458+31.3% | $5,287-14.1% |
| Admin fee / account holder | $361 | $5,273-93.1% | $4,138-91.3% | $10,133-96.4% |