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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,096 | $106,247-83.9% | $96,515-82.3% | $139,466-87.7% |
| Participation rate | 60.0% | 77.8%-17.8pp | 74.3%-14.3pp | 80.3%-20.3pp |
| Annual return | 18.28% | 38.47%-20.2pp | 35.73%-17.4pp | 373.66%-355.4pp |
| Employer contribution / active EE | $1,701 | $4,106-58.6% | $3,740-54.5% | $4,754-64.2% |
| Participant deferral / active EE | $5,810 | $5,456+6.5% | $4,880+19.1% | $6,712-13.4% |
| Admin fee / account holder | $573 | $7,885-92.7% | $6,735-91.5% | $11,409-95.0% |