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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,266 | $110,410-79.8% | $102,437-78.3% | $145,897-84.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.35% | 24.85%-9.5pp | 24.95%-9.6pp | 552.29%-536.9pp |
| Employer contribution / active EE | $5,930 | $4,217+40.6% | $3,871+53.2% | $4,663+27.2% |
| Participant deferral / active EE | $8,385 | $5,622+49.2% | $5,060+65.7% | $6,689+25.3% |
| Admin fee / account holder | $523 | $9,745-94.6% | $8,388-93.8% | $13,390-96.1% |