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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,940 | $150,446-86.1% | $136,297-84.6% | $147,585-85.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.14% | 1049.14%-1034.0pp | 5156.19%-5141.1pp | 578.58%-563.4pp |
| Employer contribution / active EE | $0 | $5,256-100.0% | $4,696-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $6,514 | $6,631-1.8% | $6,247+4.3% | $5,439+19.8% |
| Admin fee / account holder | $2,845 | $10,906-73.9% | $9,244-69.2% | $10,886-73.9% |