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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,399 | $209,422-85.5% | $178,503-83.0% | $158,982-80.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.91% | 188.81%-171.9pp | 151.12%-134.2pp | 302.99%-286.1pp |
| Employer contribution / active EE | $1,952 | $5,707-65.8% | $5,011-61.1% | $4,763-59.0% |
| Participant deferral / active EE | $4,963 | $5,955-16.7% | $5,202-4.6% | $5,983-17.1% |
| Admin fee / account holder | $1,760 | $17,079-89.7% | $13,987-87.4% | $11,252-84.4% |