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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,872 | $112,131-19.0% | $95,964-5.3% | $158,982-42.8% |
| Participation rate | 35.3% | 79.0%-43.7pp | 77.1%-41.8pp | 82.0%-46.7pp |
| Annual return | 26.94% | 171.19%-144.2pp | 91.64%-64.7pp | 302.99%-276.0pp |
| Employer contribution / active EE | $1,445 | $3,199-54.8% | $2,541-43.1% | $4,763-69.7% |
| Participant deferral / active EE | $2,713 | $4,784-43.3% | $4,167-34.9% | $5,983-54.7% |
| Admin fee / account holder | $18 | $10,136-99.8% | $6,797-99.7% | $11,252-99.8% |