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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,316 | $85,766+22.8% | $136,297-22.7% | $70,124+50.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 19.77% | 31.45%-11.7pp | 5156.19%-5136.4pp | 73.14%-53.4pp |
| Employer contribution / active EE | $4,904 | $2,966+65.3% | $4,696+4.4% | $2,342+109.3% |
| Participant deferral / active EE | $12,649 | $5,051+150.4% | $6,247+102.5% | $3,332+279.6% |
| Admin fee / account holder | $4,519 | $5,420-16.6% | $9,244-51.1% | $4,645-2.7% |