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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,989 | $102,429+136.3% | $147,096+64.5% | $80,925+199.0% |
| Participation rate | 94.4% | 75.9%+18.6pp | 82.2%+12.3pp | 67.7%+26.8pp |
| Annual return | 16.22% | 135.02%-118.8pp | 419.75%-403.5pp | 35.65%-19.4pp |
| Employer contribution / active EE | $9,181 | $3,716+147.1% | $4,936+86.0% | $2,756+233.1% |
| Participant deferral / active EE | $15,202 | $6,649+128.6% | $8,071+88.3% | $4,299+253.6% |
| Admin fee / account holder | $37,946 | $7,957+376.9% | $13,005+191.8% | $6,940+446.8% |