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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $473,355 | $99,031+378.0% | $86,597+446.6% | $147,585+220.7% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 15.21% | 1312.56%-1297.3pp | 964.96%-949.7pp | 578.57%-563.4pp |
| Employer contribution / active EE | $30,930 | $3,132+887.5% | $2,840+989.3% | $4,876+534.3% |
| Participant deferral / active EE | $19,529 | $3,972+391.6% | $3,609+441.2% | $5,439+259.1% |
| Admin fee / account holder | $101,516 | $5,711+1677.7% | $4,906+1969.3% | $10,885+832.6% |