Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,291 | $85,766-83.3% | $136,298-89.5% | $70,126-79.6% |
| Participation rate | 31.6% | 74.2%-42.6pp | 81.9%-50.3pp | 69.5%-38.0pp |
| Annual return | 72.27% | 31.46%+40.8pp | 5156.27%-5084.0pp | 73.15%-0.9pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,315 | $5,051-54.2% | $6,247-62.9% | $3,332-30.5% |
| Admin fee / account holder | $2,126 | $5,421-60.8% | $9,244-77.0% | $4,645-54.2% |