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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,422 | $198,462-51.9% | $170,439-44.0% | $147,585-35.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 18.12% | 257.30%-239.2pp | 205.94%-187.8pp | 578.58%-560.5pp |
| Employer contribution / active EE | $1,998 | $6,184-67.7% | $5,433-63.2% | $4,876-59.0% |
| Participant deferral / active EE | $4,891 | $5,629-13.1% | $4,939-1.0% | $5,439-10.1% |
| Admin fee / account holder | $2,291 | $16,852-86.4% | $13,881-83.5% | $10,886-79.0% |