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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,460 | $136,307-83.5% | $106,619-78.9% | $273,972-91.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | 10.44% | 11.05%-0.6pp | 9.42%+1.0pp | 41.46%-31.0pp |
| Employer contribution / active EE | $3,578 | $5,190-31.1% | $3,947-9.3% | $4,869-26.5% |
| Participant deferral / active EE | $4,961 | $4,969-0.2% | $3,930+26.2% | $5,287-6.2% |
| Admin fee / account holder | $543 | $8,625-93.7% | $6,418-91.5% | $10,133-94.6% |