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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,065 | $150,446-81.3% | $136,297-79.4% | $147,585-81.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 12.26% | 1049.14%-1036.9pp | 5156.19%-5143.9pp | 578.58%-566.3pp |
| Employer contribution / active EE | $3,065 | $5,256-41.7% | $4,696-34.7% | $4,876-37.2% |
| Participant deferral / active EE | $7,892 | $6,631+19.0% | $6,247+26.3% | $5,439+45.1% |
| Admin fee / account holder | $6,731 | $10,906-38.3% | $9,244-27.2% | $10,886-38.2% |