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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,311 | $97,020+43.6% | $83,322+67.2% | $135,379+2.9% |
| Participation rate | 40.0% | 80.4%-40.4pp | 77.8%-37.8pp | 82.6%-42.6pp |
| Annual return | -7.02% | 12.31%-19.3pp | 10.64%-17.7pp | 519.79%-526.8pp |
| Employer contribution / active EE | $1,168 | $4,144-71.8% | $3,379-65.4% | $4,779-75.6% |
| Participant deferral / active EE | $8,200 | $5,964+37.5% | $5,565+47.4% | $5,609+46.2% |
| Admin fee / account holder | $0 | $8,426-100.0% | $7,540-100.0% | $10,828-100.0% |