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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,486 | $167,522+14.3% | $151,639+26.3% | $134,532+42.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -22.29% | 7.81%-30.1pp | 3.34%-25.6pp | 418.27%-440.6pp |
| Employer contribution / active EE | $6,245 | $6,828-8.5% | $6,165+1.3% | $4,741+31.7% |
| Participant deferral / active EE | $10,632 | $8,986+18.3% | $8,363+27.1% | $6,401+66.1% |
| Admin fee / account holder | $36,900 | $13,780+167.8% | $11,613+217.7% | $11,429+222.9% |