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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,724 | $73,848-66.5% | $143,799-82.8% | $68,486-63.9% |
| Participation rate | 58.1% | 66.7%-8.5pp | 80.3%-22.2pp | 67.9%-9.8pp |
| Annual return | -11.31% | 0.91%-12.2pp | -0.04%-11.3pp | -7.85%-3.5pp |
| Employer contribution / active EE | $971 | $3,184-69.5% | $4,952-80.4% | $2,597-62.6% |
| Participant deferral / active EE | $1,664 | $3,385-50.8% | $5,638-70.5% | $4,028-58.7% |
| Admin fee / account holder | $11,237 | $5,755+95.3% | $14,677-23.4% | $5,404+107.9% |