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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,778 | $72,027-7.3% | $185,861-64.1% | $79,856-16.4% |
| Participation rate | 100.0% | 65.8%+34.2pp | 78.0%+22.0pp | 69.6%+30.4pp |
| Annual return | 14.02% | 23.13%-9.1pp | 35.96%-21.9pp | 31.71%-17.7pp |
| Employer contribution / active EE | $7,287 | $1,965+270.8% | $4,088+78.2% | $2,471+194.9% |
| Participant deferral / active EE | $11,314 | $3,780+199.3% | $5,634+100.8% | $3,741+202.5% |
| Admin fee / account holder | $9,339 | $4,513+106.9% | $9,503-1.7% | $5,306+76.0% |