Filed April 15, 2019
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,605 | $76,550-33.9% | $123,894-59.2% | $62,881-19.5% |
| Participation rate | 62.7% | 73.0%-10.3pp | 81.4%-18.7pp | 69.3%-6.6pp |
| Annual return | 13.47% | 18.67%-5.2pp | 47.52%-34.0pp | 20.14%-6.7pp |
| Employer contribution / active EE | $2,973 | $2,882+3.1% | $4,617-35.6% | $2,281+30.3% |
| Participant deferral / active EE | $5,588 | $4,840+15.5% | $5,984-6.6% | $3,203+74.5% |
| Admin fee / account holder | $3,268 | $4,826-32.3% | $8,357-60.9% | $4,296-23.9% |