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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,640 | $209,422-81.1% | $178,503-77.8% | $158,982-75.1% |
| Participation rate | 81.0% | 86.4%-5.4pp | 81.9%-1.0pp | 82.0%-1.0pp |
| Annual return | 10.26% | 188.81%-178.6pp | 151.12%-140.9pp | 302.99%-292.7pp |
| Employer contribution / active EE | $2,378 | $5,707-58.3% | $5,011-52.5% | $4,763-50.1% |
| Participant deferral / active EE | $2,553 | $5,955-57.1% | $5,202-50.9% | $5,983-57.3% |
| Admin fee / account holder | $1,316 | $17,079-92.3% | $13,987-90.6% | $11,252-88.3% |