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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,542 | $172,111-45.1% | $150,298-37.1% | $137,256-31.1% |
| Participation rate | 73.7% | 81.7%-8.0pp | 77.8%-4.1pp | 80.0%-6.3pp |
| Annual return | 15.63% | 69.37%-53.7pp | 62.79%-47.2pp | 220.34%-204.7pp |
| Employer contribution / active EE | $5,415 | $4,636+16.8% | $4,154+30.4% | $4,156+30.3% |
| Participant deferral / active EE | $3,690 | $6,166-40.2% | $5,453-32.3% | $6,407-42.4% |
| Admin fee / account holder | $2,306 | $16,471-86.0% | $14,116-83.7% | $12,270-81.2% |