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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,252 | $183,539-63.4% | $155,556-56.8% | $145,897-53.9% |
| Participation rate | 86.4% | 82.7%+3.7pp | 78.2%+8.1pp | 80.3%+6.1pp |
| Annual return | 9.77% | 61.31%-51.5pp | 64.84%-55.1pp | 552.29%-542.5pp |
| Employer contribution / active EE | $3,078 | $5,315-42.1% | $4,675-34.2% | $4,663-34.0% |
| Participant deferral / active EE | $5,378 | $6,467-16.8% | $5,631-4.5% | $6,689-19.6% |
| Admin fee / account holder | $1,038 | $19,275-94.6% | $15,885-93.5% | $13,390-92.3% |