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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,751 | $93,346+85.1% | $71,796+140.6% | $273,972-36.9% |
| Participation rate | 60.0% | 76.5%-16.5pp | 69.1%-9.1pp | 83.0%-23.0pp |
| Annual return | 7.98% | 130.39%-122.4pp | 78.04%-70.1pp | 41.46%-33.5pp |
| Employer contribution / active EE | $990 | $2,733-63.8% | $1,924-48.6% | $4,869-79.7% |
| Participant deferral / active EE | $3,841 | $3,475+10.5% | $2,794+37.5% | $5,287-27.3% |
| Admin fee / account holder | $2,367 | $6,571-64.0% | $4,815-50.8% | $10,133-76.6% |