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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,637 | $183,539-59.3% | $155,556-52.0% | $145,897-48.8% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 13.52% | 61.31%-47.8pp | 64.84%-51.3pp | 552.29%-538.8pp |
| Employer contribution / active EE | $6,666 | $5,315+25.4% | $4,675+42.6% | $4,663+43.0% |
| Participant deferral / active EE | $5,369 | $6,467-17.0% | $5,631-4.7% | $6,689-19.7% |
| Admin fee / account holder | $4,855 | $19,275-74.8% | $15,885-69.4% | $13,390-63.7% |