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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,548 | $175,259-79.1% | $149,723-75.6% | $139,487-73.8% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 16.24% | 166.82%-150.6pp | 134.50%-118.3pp | 373.84%-357.6pp |
| Employer contribution / active EE | $1,613 | $5,478-70.6% | $4,821-66.5% | $4,755-66.1% |
| Participant deferral / active EE | $6,178 | $6,522-5.3% | $5,682+8.7% | $6,713-8.0% |
| Admin fee / account holder | $1,240 | $16,158-92.3% | $13,215-90.6% | $11,407-89.1% |